Concession Mortgage To buy a Living He retained his pull with the change of the year. Started with 2025 An increase of 11% of the number of subscribed loans As for the January 2024. This is from the data released by the National Statistics Company on MondayIne), It points to A bottom of a Interest rate Half. This is currently 3.08%Below the average interest rate of 3.46% signed on the credits at the beginning of last year.
In the first month of 2025, 38,058 mortgages were given to buy a house, which was almost 4,000 more than 2024. These signatures upgrades 34,276 registered in January last year and 36,939 and 26,288 of 2023 and 2022 respectively. So, this is the best start of the year from infection.
In the monthly terms, when 32,249 loans were signed in December, the beginning of the year was more powerful than the closure of 2024. The amount of credits provided has grown 18% over the past month.
In advance of January, mortgage market He continues to be chained to seven months of positive land, although this first year -year boom is very moderate Than at the end of 2024. 30% more rewards were signed over the previous year in December, 61% higher in October. While this trend has not been confirmed in the coming months, the market seems to be confirmed after the second half of the year 2024, which has allowed the second best exercise for the mortgage market since 2010. 424,000 loans were paid to buy a house, 11% higher than 2023 and more than 464,107 of 464,107.
January confirms data with the change of the year The mutual increase level has been maintained since July. This helm twist of the Monetary Authority is translated to the best conditions for funding. That is, taking a cheaper mortgage than it was a year ago, which promotes the credit company.
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