The consensus of the private analysts made by Funkas is expected to be 1.9% of the 2025 Autumn, which will lead to the fulfillment Reference schedule Mortgage By August 2022, when 1,249% of the month was registered, 2,233% was indicated next month. Mortgage consultants, in the meantime, are still favorable with the direction of the index. “We hope we are going to reach those 1.9% in two or three months. It may be 1.75% at the end of the year,” says Simon Columblli, director of IA wort mortgages.
Specifically, compared to 2,143% registered in April, Urifore will continue to be 2.02% in June, 1.96% in September and 1.93% in December, according to the Funkas Group, all operated by some people. Interest Rates of the European Central Bank (ECB) This, according to the Think Tank, falls below the 2% barrier -2.09% in the month of June; 1.94%in September; And 1.84 %in December- (average from the review of the analysts).
This way, traveling on the path marked by the code Cash principle ECP Inflation crisis. The hike was easily deposited from September 2023 to 4%, when it reached its maximum dose from 2001 to June next year, when the reference types were cut for the first time, to 3.75%.
May Eripore concentrate on average 2,081%
It is possible The fall of the uriporin It is less than 2% before the two things you shared in March this year, which assumes that the code will close the last month of the year to 2.22%. Now, the average of May is already 2,081%, which leaves the opportunity to break that 2%, as indicated from many mortgage comparators consulted by this media. In fact, the market is not surprised if the mile is Various upward daily data It has already rejected the option.
In these ways, Colombeli cuts less than 2%of the arrival of this Euripore. But if the next meetings return to the ECB categories on June 5 or July 24, the slope of the index will be accelerated Margin between this indicator and official interest rates It will greatly reduce. “Now is just 0.169 points from the types of Euripore ECP, and it is natural for that distance, and not shorten,” says Ihoro’s CEO.
However, RN N.N is further agreed with the rhythm provided by Ricardo Gulius, CEO of your mortgage solution The fall of the uriporin Although the upcoming ECP has a variety of types, less than 2% and after summer. “After summer we will start to keep less than 2%,” says Guliyas.
The variable type with mortgage will pay less
This slope of the ureburg of less than 2% will give the air Alternate mortgage.
Updates Contract price With April data, from 2,143%, in the same month or in October 2,691% from 2,691% in October 3,703% (for whom it is guided by half -data). If the Funkas forecast is executed, if the average of 1.96%of the Uripar is registered, they will renew their mortgage with those data, and they will find that they will land at a point of 2,398%from September 2024 (when the ratio has reached 2.936%) or March 2,398%.
In spite of that, both Ihoro and Treka continue to evaluate Change of a variable mortgage as a standard or composite As a good option, the independent new rate from the Euripor is less than the registered by this code. “Changing a variable mortgage into a standard or composite is still profitable because it is less and less storage, but it is higher than the costs that cause change,” says the writer’s Simon Columbelly.
“Please note that the normal price of a variable is urebor and 1%, so that if the Urifor is expected by that 1.9%, we will be 2.9%of the mortgage variable,” says Trivetoka’s Riccard Currica. “Today we have 2% standard mortgagesEven 1.5%of mixed, ”concludes the CEO.
