Mortgages can reduce the Income Report to 9,040 euros before this year

The campaign for the financial year associated with 2024 began April 2, last Wednesday, one day before the previous year, will be active until June 30. There are still many who do not provide the draft because they consult a number of regional exclusions and benefits that can be recognized in accordance with their condition.

Although Some autonomous communities have more benefits than others. Instead of, Catalunya is the autonomous society with low exclusion, which is only 11, rather than 38 of Valencia.

But there is a exemption at the state level, which applies to all autonomous communities, and This will allow you to save 3,000 euros in the income report. Mortgage expenses are one of the most common duties throughout the population. Who does not live in rent, are obliged to pay the quota They may benefit if installed requirements are met.

Hazinda Those who buy their custom homes before January 1, 2013 will benefit, especially beneficial.

In general, about it 15% dedicated to the amount dedicated to the mortgage9,040 with a hat of euros.

Requirements to benefit from mortgage reduction

First, it is necessary The house was purchased and the mortgage was signed before January 1, 2013. Must be the property Main residence To be taxpayers and be Requested In some statements Before the fiscal year 2012.

That is, to access the good If you have bought the letter before January 1, 2013, you can access the interim rule even if you do not spend anything in 2011. Now, if you buy it in 2012 and spend it for the first time in 2013, the access to the exemption is blocked because Payments have already been deducted in statements before signing the bond.

How to use exemption?

If you want The benefit by exemption in the fiscal year 2024 you can use it telecommunicationThrough the draft of the Treasury’s official website, or through the face -to -face.

Check it up The notified amounts agree with those paid in the previous fiscal year. The Maximum exemption base In quality for mortgages signed before January 1, 2023 It will be 9,040 euros per year.

He Exclusion percentage 15% Based on exemption, divided:

• 7.5% of the state section
• 7.5% of the regional section

Read

He The maximum amount of exemption is said to be 1,356 euros per year for taxpayers9,040 is equal to 15% of the euros. In the case of submitting a joint statement, the range of 9,040 euros applies to the entire family section.