Driving without insurance in Spain is not considered a crime according to the criminal code, but it does not mean that it is allowed. Rather The effects are very serious For the driver and for the third party involved. In the circulation of motor vehicles, the law of civil responsibility and insurance establishes that all vehicles have compulsory civil responsibility insurance. Don’t believe him Higher economic obstacles, vehicle immovable and other legal issues.
The circular without insurance indicates an administrative mistakeAnd The penalties are 601 to 3,005 eurosDepending on many factors: if the vehicle is in circulation or stopped, if it is again criminal or it is covered without protection. These economic obstacles are not only affected in the pocket: they carry Withdrawal from vehicle and its deposit at least one monthWith costs associated with the owner’s account.
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What if you have an accident without insurance
Situation If an insurance -free vehicle is involved in an accident, it is significantly worsened. In these cases, the Insurance Compensation Federation accepts the responsibility of compensating the victims, a public company. But then he will require the driver or owner of the car that spreads the total amount without coverage, which can translate into tens of thousands or hundreds of thousands of euros.
In short, not only the higher the economic permits, Also on the individual heritage. Although the vehicle was parked on public roads without insurance, it may be Fines and withdrawn by the authorities. That is, it is not enough to not drive it: The vehicle should always keep the current policy when registered.
In addition, if this is recurrent person, or if it is discovered that the insurance data is found, economic obstacles may deteriorate. Although it is not a crime, In some cases the courts can consider the hardly recklessnessEspecially if injuries or died in an accident.
How to Avoid Problems: Make sure everything is kept in order
To avoid fear, The most important thing is to check whether the vehicle has practically insurance. Today, many insurers offer affordable policies and online hiring. Besides, The Transport General Directorate (DGD) has tools to consult whether your vehicle is properly protected. Do not risk your peace for a mistake: the circular without insurance is not a crime, but it is very expensive.
