A pension of up to 50 thousand peso per month with 40 methods of IMSS. Here we tell you everything

the Method 40 From the Mexican Social Security Institute (IMSS), officially known as the name Voluntary continuation in the mandatory systemIt is an option that allows workers to continue to make contributions to IMSS voluntarily after stopping the employment relationship.

This scheme is especially useful for those who seek to increase their pension when retirement.

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How do you have a pension of 50 thousand peso per month

To obtain a monthly pension of about 50 thousand peso through method 40, it is necessary to consider the following aspects:

1. BaseIt is possible to choose the salary you want to quote, up to the highest 25 times the unit of measurement and update (UMA). In 2025, the UMA value is estimated at 113.14 peso, so the maximum price of the price will be 2,828.50 peso per day.
2. Monthly installmentsMonthly contributions equivalent to 13347 % of the salary of the chosen joint stock base. For example, if you choose the maximum allowable salary, the monthly contribution will be about 11,000 peso.
3. The duration of contributions: To increase the amount of pension to the maximum, it is recommended to quote with the salary that was chosen for at least five years (250 weeks) before retirement. This increases the average salary in the past five years, and it is decisive in the pension account.
4. Required -after weeks: In addition to the contributions made according to method 40, it is necessary that you have at least 500 weeks, quoted to be qualified to obtain a pension under Law 73.

Specialists in this field confirmed that a monthly pension of 50,000 peso is possible if 58 years of contributions are made to achieve a total of 58 payments compared to 700,000 peso.

Thus, each contribution should be 12,79 peso.

Once I entered the pension in 61, each batch to retirees will slightly over 50,000 peso per month.

Who is qualified for the status 40?

To join method 40, it is necessary to meet the following requirements:

1. It belongs to Law 73 of Social SecurityAfter I started quoting before IMSS before July 1, 1997.
2. Do not quote by IMSS: This is, the lack of an active working relationship when requesting registration.
3. Registration request within a period not exceeding five years of decline: If more than five years pass without quotation, the validity of the rights of this method is lost.
4. At least 52 weeks have been transferred in the past five years before declining: These weeks can be successive or not, but at least 52 should be added.

Documents needed to register

At the time of requesting registration in the case 40, the following documents must be submitted:

• The unique population registration key (Curp).
• Social Security Number (NSS).
• Determine the current official identity (The original and copy).
• Proof of the address With ancient times do not exceed three months (original and copying).
• Free writing request registration In the voluntary continuation of the mandatory system, it indicates the salary you want to quote, with digital or original fingerprints (original and copying).

Registration process

The procedure can be done in two ways:

• connected: Through the IMSS portal, when entering CARP and the right email.
• personallyGoing to the interviewed subdalled, from Monday to Friday in working days, from 8:00 am to 3:30 pm, which provides the required documents.

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Specialists say that the pension in the situation is 40 represents a valuable opportunity for workers who seek to increase their pension. However, it is necessary to evaluate the financial ability to make the required contributions and properly plan the contribution time.

For a more accurate estimate of the amount of pension that it can receive, IMSS provides an online tool to simulate the pension, taking into account the individual changes of each worker.

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