S. Ministry of Labor and Employment (MTE) expects Working creditA new model of salary loan for private sector employees, move to $ 120 billion in the first months of negotiation. This number is mainly related to Reusor debt.
A CNN I found that the expectation is almost that 40 billion dollars coming from the current private credit deportationWhile between 60 billion dollars and $ 80 billion of direct credit must be transferred to the consumer (CDC) – That has higher rates – for a new credit line with more useful conditions.
MTE believes that the program will get more traction when the Time Security Secretary (FGTS) approves 10 % of the credit of each worker’s box as a guarantee of loans.
This procedure still depends on the approval of the council, with the decision determining the next meeting on April 15. Although the agenda has not yet been defined, this meeting can be essential to the full implementation of the program and the increase in bank appetite.
According to dataprev data, in the first three days of the program, between March 21 and 24, 22,545 contracts and 52.5 million simulations were carried out on the digital platform.
Acting Minister Francisco McKena, workers, warned of caution in employment, while highlighting the importance of waiting for 24 hours to ensure better conditions, such as low interest rates.
“The purpose of these salaries is to help prevent workers’ debtHe pointed out.
According to the rulesThe monthly judgment of the loan may not exceed 35 % of the worker’s salary, and it can choose to use FGTS as a guarantee.
If the worker surrenders the loan, he will receive seven evaluation days, when receiving the credit, to return the total amount.
Currently, sport is available exclusively in the digital work card, with the expectation that all banks can provide credit on their digital platforms as of April 25 – The deportation can only be made from this date.
Issued on March 12 It was offered to workers from March 21, the worker’s credit aims to benefit from about 47 million people, including domestic and rural workers and individual microskmanship staff (MEIS), who were still far from the reach of private salary loans.
Under the original suggestion, the worker can use up to 10 % of the balance in FGTS and up to 100 % of the finish fine as a payment guarantee.