Create a 4 -income lane My home, my life (mcmv),,, Which was announced by the federal government on Friday (4), it must make the real estate market run a higher rate than expected for 2025.
According to experts who had previously consulted Cnn moneyCompanies will be able to put more projects in the program, in addition to accelerating their sales, and targeting an audience that will face real estate financing in the current total scenario.
According to Manati Capital Management and former head of housing at Caixa, Jose Urbano Diraby, the creation of a range ranging from $ 8,000 to $ 12,000 in MCMV is, in itself, interesting, given the scenario of the overall economy of the scenario of high interest rates that have already affected these audiences.
“These (the current conditions) of this position of income in the market today are much lower than last year. Interest fees are higher, financing of shares is less, which means that those who buy need more money, and more resources to make these purchases.”
“This affects the dynamics of the market, which is launched, and the speed of selling what has already been launched,” he added.
According to the expert, the new MCMV path intersection with Exempting income tax for those who earn up to $ 5,000 The sector can be heated.
“If you join the IR exemption with the new MCMV range, then you reaffirm that the capabilities of these two procedures in the market dynamics are positive. One creates more convenient financing conditions and puts the other more money in the pocket, allowing you to take greater financing than the ability to buy, which means positively the dynamics of this market to 2025.”
Nord Investmentos Rafael Ragazi also indicated that the procedure should accelerate the buildings of the builders.
“The interest in this new path will be approximately 10 % annually, which is higher than the 1 to 3 range, which ranges from 4 % to 8 %, but still compared to market prices, outside MCMV, which is about 12 %, is still a useful rate.”
Persons to the builders in B3
For ângelo Belitardo, HIKE CAPITAL Director, the new path 4 of Minha Casa Minha Vida should take advantage of the middle -class scholarship, such as Cury, Directional, MRV and Plan & Plan.
“With the increase in the real estate financing ceiling, which reaches 500 thousand dollars, these companies will be able to put more projects in the program, expand versions, and accelerate sales,” said Belitardo.
According to Belitardo, the procedure must improve the margins and enhance the operational performance of these companies, which may reflect positively in the procedures.
“The market believes that change is a direct and relevant incentive for the sector,” said Beilitardo.
Ragazi noted that among the builders listed in B3, MRV should be the most beneficial.
“MRV will greatly benefit from the creation of this new program. The company has already a land that will be used for projects within the scope of this program.
