In the first seven days of validity, the program Working credit – A new way for Salary balance to Private initiative workers– P. 1.28 billion dollars On loans until Thursday (27).
The average loan amount for each worker was 6,623.48 dollarsWith medium installments of $ 347.23, it was distributed in an average time of 19 months.
This amount corresponds to the period between 6 am on Friday (21) and 17 hours of Thursday (27), according to the data of the dataprev that is transferred to the Ministry of Labor and Employment (MTE).
According to the data issued on Thursday, 193,744 contracts were signed.
The CEO of MTE Francisco Maceena said that the folder indicates the need to obtain credit to recover financial health. However, he has warned that loans should be “calm” and “anxiety”.
He said, “It is recommended to wait for a greater number of financial institutions to make their offers,” he said.
“In addition, this credit size shows the ease of dealing with the application of the digital work card, which provides transparency and safety in operations.”
Financial institutions evaluate the work time, salary and guarantee in loan requests. The worker can provide up to 10 % of FGTS or 100 % of a fine end as a guarantee, but also has the option not to offer any.
Credit is analyzed based on this information, and The worker cannot settle more than 35 % of his income with monthly installments.
If the worker decides to cancel the loan, he will get 7 evaluation days of credit receipt, to return the total amount.
In addition, you can convert a loan with high benefits to another with more appropriate conditions, But only from April 25 – For the same bank – or June 6, for various banks.
If you find a better offer after the worker’s credit is appointed, the worker can also move to this new proposal.
