If you have been quoted for at least 38 years and 3 months, it is necessary to wait up to 66 years and 8 months if the retirement in Spain is 65 years old. Although Not everyone is ready to wait until that age. Planning Pension is one of the main concerns of Spanish workers, and now it will allow some.

Social Security has already announced it They will be fined 30% of retirement workers in advance. Early pension is a method that allows pension to improve the normal age.

But in exchange for experience before retirement, lReducing coolers that are too much or smaller depending on the months that are forward to social security The total years of the work in the work life.


Minister of Elma Choice, Adding, Social Security and Migration Minister

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When This is the spontaneous early pensionEven for reasons outside the worker, social security will allow up to 30% of the final.

This type of rest This allows normal pension age to progress up to four yearsThis means that this method can be accessed from 61 years in 2025, If you have been quoted for more than 38 years, if you work for three months Quoted at least 33 years from 62.

The Engaged pension for those who lose their app for reasons beyond their wishesA joint dismissal, stopping the contract or business situations such as the rest or death of the employer.

Cotton sanchez

The head of the government is Cotton Sanchez

The The reason for receiving the penalty is that, in spite of the fact that the work is out of work due to reasons outside the worker’s wishesThe decision to retire before the normal era is willingly because social security cannot be forced to retire in advance.

How The worker who demanding pension is applicable before the time of reducing the coefficientsLess than fitting in voluntary initial pension.

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Dresses In spontaneous initial pension may be in line with 0.5 % to 30 %Depending on both the number of years of the quoted and the months in the abnormal era.

Reducing Cells:

  • Quoted for less than 38 years and six months: If you have four years in advance, 30 % cut, it is three if it is 22.5 %, two if you are 15 % and 5.5 % if you are expecting a year.
  • 38 years to six months and 41 years and six months are quoted: The reduction will be 28 % in advance, 21 % three, 14 % two and 5.25 % one year.
  • 41 years to six months and 44 years and six months are quoted: If 26 % of the pension is expected for four years, if it is three if it is 19.5 %, it is 13 % and if one year is 5 %.
  • Quoted for over 44 years and six months: The cut is four years in advance, 18 % three, 12 % two and 4.75 % if one year.



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Anthony
Anthony is a certified life coach and motivational speaker with over 05 years of experience helping individuals build unshakable confidence. Their passion for guiding others toward their true potential stems from personal experiences and a deep understanding of the challenges that can hinder self-belief. Through inspiring stories, practical tips, and a compassionate approach, Anthony empowers people to overcome self-doubt and embrace their inner strength.Expertise: Confidence coaching Self-esteem building Motivational speaking Personal development

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