The housing program “My Home, My Life” will be expanded, including a new income range to serve families of $ 12,000 per month.
Jadro, Minister of Cities, announced that the program aims to provide nearly 3 million properties by 2026.
According to Ibn, the decision to expand the program to include middle class Out of He asked the President LulaBut it was intensified due to problems in the real estate market.
“with Very high interest rate“Many resources come out of savings and go to other investments, which causes savings to weaken them,” the minister told the minister. CNN.
Diagnosis and solutions
The Ministry of Cities determined that by 2025 R 30 billion dollars They should leave savings, the main source of financing for the middle class.
To prevent these families from revealing, the government has established a A new path in the programWith more attractive conditions.
The new track, which can be considered “Path 4”, will provide 10.5 % interest rates, less than what financial institutions such as Caixa EconôMica Feder (11.5 %) and ITAú (12 %). In addition, the deadline for financing has been extended to 420 months.
With the contribution of $ 30 billion, the minister estimates that it will be possible to serve 120,000 Brazilian families later this year.
“We have already re -evaluated this goal, and we are already referring to the target of 2 new housing units in these four years,” said Felho.
The program’s expansion is a government effort to counter housing deficit in the country, and at the same time, to stimulate the construction sector.
With the inserts of the middle layer, “My home, my lifeIt seeks to become a broader solution to the problem of housing in Brazil.