The houses reach Maximum Investment In the recent report released by the Inveurgo Laboratory, the Funds in all autonomous communities, the largest of the traditional and historical series in 2024, reached 399.002 million (+14.7%).
The center of the center in a newsletter to R for the determination for these productsMarket effect estimates (With an average of 6.9%profit) Net subscriptionsIt is almost 26,500 million euros. The areas that led to this growth were the Balleric Islands, Calicia and Andalusia (21.3%, 19.5%and 18.5%).
Madrid, Catalonia and Bask Country: Areas with large quantities of assets
Madrid, Catalonia and Bask country They are communities with large quantities, 52.8% of the savings investment in the fund, when its population represents 35.1% of the total. By the provinces, Madrid (94,773 million euros), Barcelona (52,645), Viscaya (23,391), Kiposkova (16,572) and Saragosa (16,277) have taken the top 5 of the big Heritage in Spain.
Related to Participants accountsIt was more than 16.6 million at the end of 2024, indicating an increase of 3.4% compared to the previous year. In this regard, Valencia will surpass Saragosa as the fifth province.
He A higher increase in assets in funds, In relation to the increase in national GDP, the proportion of GDP has been allowed to be in Spain 25.1%, according to a report by the Inverseo Labs, based on information provided by the National Investment Fund Managers, 1.3 points higher than the previous year, and about 7 points more than ten years ago.
In the case of Bask, La Rioja, Arakon, Castilla Y Leon and Navara, Investment in funds already considers more than one -third of its GDPAnd in some areas such as Terial, Kiposkova, La Rioja and Burgos, this rate exceeds 50%.
Indicates 28.4% of the investment deposit for funds
Joint Investment Companies (National Investment Funds, International Investment Associations) refer to 16.4% of the total of the total Financial Savings of Spanish FamiliesThis indicates an increase of 17.3% (75,799 million euros) compared to the previous year (15.1% to December 2023). Bank and effective deposits reduced the weight of 36.5% to 2023 from 35.2% of the total savings of families.
By the end of 2024, proportional funds/deposits reached 28.4% nationwide (from 27.2% in 2023). In Aragon (59.9%) and La Rioja (57.8%), investment in funds is already over 50%of bank deposits. Bask, Navara and Castilla Y Leon are also separate, and the rates are over 30%. By provinces, in Ter instrument It shot over 75% Husca 65% and broken inside Lalawa Reaches 63%.
Portfolio are reorganized to conservative assets
Continue providing durable positions of positive gains Fixed Income Funds For participants in the past exercise, their investment deaths were re -conditioned for these conservative products. The types of currency and standard income increased by 38.5% to 43.3% of the total shares of their weight, increasing about 40.3 billion euros. Aragon, Balleric Islands, La Rioja and Mursia The largest presence of these types has exceeded 50% of their portfolio. As for the territories, the three Arakonian provinces, the Balleric Islands, Guadalajara and Tarakona exceeded 50%.
Instead of, the Mixed/Global Funds They were reduced to 34.8%of the year 2023, and they grew to a slightly 17.6%variable, which operated by the profit of the stock market. Madrid and Catalonia, the largest weight of the variable income, are more than 20% of these types of vehicles.
“Investment funds are constantly integrated Preferred investment vehicle As for the Spanish families, thanks to their profit and diversification. In the unloading and uncertainty, families believe this tool as an important part of their financial plan. By 2024, families allocated 45.7 billion euros to the IIC package (51%of the total financial flow), ”he says. Jose Louis ManrickDirector of Studies of the Inverco Laboratory.
In order to achieve the report, the Inveurgo Lab contains information on the National Investment Fund Managers, 95.7% of the total assets and 98.7% of the participants are represented as of December 31, 2024. The results are highlighted for 100%.
