Families with a monthly income of $ 12,000 will be able to finance real estate through the program.My house, my life “ From the federal government.
Housing financing extension provides loans to purchase real estate from reaching R $ 500 mlWith a period 420 months To pay the credit and apply interest 10.50 % A year in contracted credit – the percentage is less than the one provided by the financial market.
FGTS will be allowed to use a credit process.
Understanding changes in “my home, my life”:
- Ron 8 thousand dollars to 12 thousand dollars entered the family
- Property up to 500 thousand dollars
- Funding batch in 420 months (35 years)
- The interest rate is 10.5 % per year, according to the overthrow of the government
- The family pays the full value of property, without government branches
What does not know about the changes in “My Home, My Life”:
- When funding begins to make it available to the public;
- The possibility of creating a new income ceiling for rural areas, similar to those adopted in other corridors;
- Insert the housing allocated to this range in the growth acceleration program (PAC);
- The definition of whether the financing will be limited to families without property, as it already happens in other domains.
In response to a question, the Ministry of Cities did not respond to open points. The article will be updated if the folder responds.
The government estimates that this measure can reach more than one 120 thousand families With income between 8 thousand dollars and 12 thousand dollars.
To enable the change in “my home, my life”, the social fund before salt will join the Budget of Al -Furqan 1 and 2 of the housing program coordinated by the Ministry of Cities.
Since the resumption of the program, more than 1.2 million housing units have been delivered, with the aim of reaching 2 million by the end of 2026. Expanding in the 4th track must increase the strengthening of the national real estate sector.
The decree was published on Friday (4) in the Federal Official Gazette (DOU) and is already in effect. However, there is no definition of the date of the start of the new financing lines.
