Buying a new vehicle is a second -hand or new, making a better economic discount. In addition, we should not only consider the costs of purchase, but we should also consider its maintenance or relevant Car insurance, which is mandatory in Spain.
An option to eliminate the costs of the latter is to try Look for it Income reportOnly for what is assigned Self -employed people who use the vehicle for professional purposes. In this way, it is necessary to justify the economic operational report that the car is used to work for the car insurance, in addition to the fact that the car is part of its part. In this way, Cannot spend car insurance for a personOr that autonomy that does not need his car for his work activities.
Car insurance is a need to know the amount of exclusion, which depends on the number of vehicles for professional purposes in the use of autonomous people. Considering the case that only you have one, it is possible Remove 50% of the insurance premiumFirst Line firm This car will also be considered for personal purposes.
On the other hand, if more than one vehicles are available, it is possible Remove 100% of the insurance premium A professional activity is used exclusively and can always be justified in the right way.
To take the car insurance you need to do 200 Fill the box In the Income Notice, in the “Economic Action of Economic Action”, if necessary, it is necessary Present the Economic Functional ReportThis can prove that the car is used for commercial purposes.
Study Irbf law A series of activities to be carried out with the vehicle have been established If professional activity is to be considered: it is used for the transportation of goods, which are used for the displacement of professionals or business agents, which have been charged with a consideration of driving or pilot teaching services, or for travel transport services.
Other exempt insurance in income report
Beyond Car insuranceOther insurance can be spent, ie in the income report House insurance Although this cannot be described in general, there is an exception to insurance attached to the mortgage or they serve their bonuses.
He Life insuranceOn the other hand, this cannot be spent in a common nature, however, if the policy is connected to the mortgage, it can be added to the amount of the house to buy the house. In this way, it can be described whenever the mortgage is ponifies, and in addition, life and savings insurance like PPA allows it to describe it by contributions.
In addition, self -employment can be done Sign up for a maximum of 500 euros of health insurance The premiums of all insurance related to each member of the insured family, as well as their activity. On the other hand, Caseros can be rented for rent.
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