How much money is investing in CETES to earn 5,000 peso per month. Here we tell you

In a world where inflation is not resting, the testimonies of the Union’s treasury (cteesThey have reunified the attention of the population for their ability to generate them Profit without efforts.

Here we tell you how to do to get every month 5 thousand pesos of profits Just save your money in CETES.

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How much should I invest to win 5 thousand peso per month?

According to the official government platform and BBVA Mexico Bank, Cets’s total performance in 28 days is 10.96 percent (April 2025). This translates into a rough monthly performance 0.876 Percent, because CETES does not benefit from the benefit monthly.

This percentage is used for the monthly income account that a person can obtain if he decides to invest in these tools.

It is important to consider that this return is subject to financial retention: the ISR law determines the retention of 0.50 percent annually on the invested capital by 2025.

How much to invest to win 5 thousand peso per month?

To determine the amount you need to invest, by creating a monthly return of 0.876 percent (10.96 total), the equivalent of 5 thousand peso must be calculated.

This means that to receive 5000 peso per month with the current return of CEES, the investment must be invested almost 570 thousand 800 peso.

It is important to emphasize that this amount does not consider the impact of the tax. By applying the retaining by 0.50 % annually (which is the minimum monthly conditions), the monthly monthly profit will be reduced slightly, but it is still a good approach.

What will be the annual profit?

If the investment is maintained for a full year Total profit The annual destiny will be:

5 thousand peso x 12 months = 60 thousand peso after one year.

This will be the overall return without considering the reinvestment of the compound (interest interest) or tax. Since the annual retention is 0.50 percent of the invested capital, in this case it will be about 2854 peso of the annual tax (0.005 x 570 thousand 800).

Therefore, it will be almost annual net profit 57 thousand 146 peso.

Is it worth investing in CETES?

CETES is a very attractive choice for those who seek to protect their money from inflation and obtain a stable income without exposing themselves to the risks of the stock market. In addition, being available from low amounts, it allows more people to reach a safe investment.

However, it should be considered that Cets can change every week, depending on market conditions and monetary policy decisions of Mexico.

It is also important to evaluate whether immediate liquidity is required or if you are ready to wait for the instrument to end.

What is CETES?

Cerepsia Certificates (CETES) are the debt tools issued by the Mexican Federal Government through the Bank of Mexico. They represent a loan that investors provide to the government for a certain period, in exchange for fixed performance.

They do not generate a periodic benefit: it is purchased at a price lower than the nominal value (which is 10 peso), and upon the government’s end, the government pays the full value, generating a winner for the title holder.

CETES is available on the deadlines from 28, 91, 182 and 364 days. Their main advantage is security: they are supported by the federal government, making them one of the most secure investment forms in Mexico. In addition, it can be obtained from small quantities (100 peso) through platforms such as cteesdirecto.

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To achieve a monthly entry of 5 thousand peso through CETES, you need to invest About 570 thousand peso To the current in April 2025. This income can be useful as a supplement for a pension or for those who seek financial independence with very low risk.

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