Financial inclusion and challenge of guarantee Mexico in the form of the summit of insurance

The insurance gap in Mexico, and the chances of innovation and learning from other countries in the region will be an indispensable conversation axis in the next table of Imagen insurance summitHe conducted Rafael Rebollar, The case holder in the picture.

In Mexico, only 23 % of adults have a type of insurance. This number, which has decreased in the past decade, shows the urgency of rethinking the way the insurance industry is connected to the people. Specifically about this, the conversation that will be implemented in the framework of the image summit, a space in which the main voices of the sector discusses financial inclusion, organizational challenges, and above all, the opportunities to transform people’s relationship with insurance.

A high potential market, but underground

Gerardo Sanchez, General Manager in bonds and warnings atlas, One of the experts called, provides enormous data: While the insurance sector grew more than 11 % in 2024, its penetration into the Mexican GDP is not less than 3 %, much lower than the average OECD (9 %). The national financial inclusion survey (Enif) reveals that most people do not employ insurance because they are not interested, they do not understand them or simply offer anyone.

But the most anxious: insurance is still the lowest rented financial product that has decreased in the past ten years.

Chilean experience as a mirror and an opportunity

Felipe Koizada, Of Chilean origin and general manager of Mook Mexico, It will participate in its perspective from a country where the insurance penetration is larger, although there is a population of less than seven times the Mexican. In its speech, it confirms that the Mexican market is a “blue circumference”, with the possibility of growing up to three times if it is possible to develop a more relevant and delicate width of the population.

Kozada also sheds light on how the development of collective insurance in Chile was a key to increasing the penetration, thanks to the motivation of banks, stores and service companies that know how to distribute products in a simple, practical and economic way.

One of the great topics of the table is the importance of simplifying and making concrete insurance. Quezada shares the state of the unemployment policy designed on one paper, clear and easy to understand It managed to increase employment by 30 %. He will also talk about how technology and digital aid platforms double by 100 products that were previously invisible to the final user.

Hagin FritzTechnology Manager The life of the emblem, He agrees that one of the great obstacles is lack of confidence and lack of clarity. “Insurance is still seen as a distant, costly and complex thing,” Reminded. Your suggestion: simplifying operations, customizing products and communicating more effectively. In their experience, help packages (such as medical consulting, home services, or legal advice) can help insurance that it is useful and accessible and reliable on one day basis.

More than economic growth and social impact

Speakers agree that ensuring that the future is not only an economic issue, but also socially. Design products that solve needs, connecting their benefits in a clear language and giving democracy to democracy are part of the sector’s commitment to the financial stability of Mexican families.

This round table not only showcases the challenges of the present, but also suggests concrete solutions and experiences that can be installed Inspiration for the future of insurance in Mexico.

Do not miss this conversation in the form of the insurance summit, an opportunity to understand how we can transform the insurance industry and ensure the future of millions.

Do not miss the transmission after that April 23, 8:00 pmduring Multiple broadcast image 3.4 And on YouTube channel Excelsiormex. For more content, follow our social networks!

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