Attendance Donald Trump With its expansion and tariff policy to the US government, the situation of the Russian war in Ukraine and the potential European impact and the real threat to the Western territory, it has made them aloud War drums in Europe. In recent weeks, the cost of security has changed in the center of the political debate, and even the European Union has presented a product strategy against major crises and threats – such as nuclear accident, attack or infection – and even all its citizens To keep water, pharmaceuticals, batteries and food bookings in their homes Live 72 hours without external help. And What will happen to the money What’s in the bank for citizens? Does our savings suffer?
It is convenient to know that there is a European mechanism, in part, protecting money in bank accounts and deposits. About it Deposit guaranteed fundIt operates all over the EU and guarantees money in the bank in Spain Maximum range of 100,000 euros By the company and the holder.
They make clarity From the Bank of SpainThis guaranteed fund will protect customers In the event of a bank bankruptcy And money can be redeemed for some limits. “If we have a current account, savings notebook or a time deposit, our money is guaranteed up to 100,000 euros for each company,” they say.
This company also puts on Many examples: If a couple has 120,000 euros in a bank in a bank, “they have everything guaranteed.” However, if the money is 240,000, “only 200,000 will be guaranteed.”
However, other deposits such as Pension plans or variable term investment funds They are not closed For the guaranteed fund, the money invested is unsafe in the case of coincidence.
On the other hand, there is even Monolithic instruction (Mur), which aims to protect financial stability and reduce the effects of the organization of the organizations’ personal crises. Remember the Spanish bank.
This tool, according to They explain from BrusselsIt is conceived ”To prevent the spread of crises For discriminatory organ states. “
A hypothesis in the table, in the most devastating economic and political environment, a Financial Corolito, That is, a temporary restriction is imposed from the government that prevents citizens from withdrawing their savings simultaneously to avoid financial decline.
This type of practice can occur Two viewsAs They point out from the BPVA. The first is a country bank’s broken situation, and a corelito deposits will prevent them from looting their money. Another scene will occur if there are serious problems with the economy of a country that frightens the population.
If this corelito is afraid of a situation that does not produce, “this is normal Savings restore their money“Recall BPVA. One of the possibilities they can lose money is that by converting their savings into a new currency, then assessing themselves, ”they point.
